To meet the credit requirements of MSME units NSIC has entered into a Memorandum of Understanding with various nationalised and private sector banks.Through syndication with these banks, NSIC arranges for credit support (fund or non-fund based limits) from banks without any cost to MSMEs.

Furthermore, MSMEs can upgrade their competence in terms of business and technologies by getting rated through independent, renowned and professional rating agencies empanelled with NSIC. MSEs which get rated under NSIC-

Performance and Credit Rating scheme have the liberty to get rated by any one of the rating agencies of their preference. It also invariably increase their creditability in business and helps them in getting timely credit from banks at liberal rates of interest.